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HCS455 Phoenix Copays and Medicaid program Discussion

HCS455 Phoenix Copays and Medicaid program Discussion

Your rebuttal should counter the other team’s opening statement. Explainwhy you believe the other team is incorrect. Counter their specificarguments. Use at least 2 new sources in this post. One of your sourcescan be the other team’s source, but cannot be one of the sources youhave already cited in your opening statement. The rebuttal should be atleast 300 words
This is the resource I am using- Cost sharing | medicaid.gov. (n.d.). Retrieved from https://www.medicaid.gov/medicaid/cost-sharing/index.html
This was the other teams opening statement-
Copay for Medicaid would help insure that the right people are getting it for the right reasons. According to Kevin Litten, NOLA.com | The Timesthe Republicans are asking for a $8 copay. What is $8 when the averagecopay is $24. This is not too much to ask when they don’t pay apremium at all for coverage, not to mention that most of thereprescriptions are free too. The website eHealthInsurance.com estimatedthat premiums for subsidized Obamacare policies averaged $393 a month in2017 for individuals, a 99% increase since 2013. They came with anaverage annual deductible of $4,328. Costs for family policiesskyrocketed 140% during the same period, with premiums hitting $1,021 amonth in 2018 with an annual deductible topping $8,350. With thisincrease more and more are abusing the system to get Medicaid for theirchildren. Enrollment increased by 15.6 million among the 49 statesreporting both baseline (July-September 2013) and July 2018 data. Thisis the highest numbers Medicaid has ever had. An take in the fact thatnon of these have been charged any money for medical, dental or visionservices, along with prescriptions.
Copay for Medicaid or cost sharing depends on state, for people thatare can exceed 150% of the federal poverty level. With cost sharing itcan help promote more cost-effective use of prescription drugs, it helpencourage lower cost drugs which means copays will stay relativelycheaper so Medicaid users can afford them. Patients that income comesover 150% FPL their co payments can be as high as 20% and the patientsthat are at or below 150% FPL will pay limited to even nominal amountsfor their co-payment. Nominal out of pocket cost can be as low as fourdollars. With having people help with co payments when it comes to theMedicaid program can help with getting more people enrolled so they canalso be able to have health care. Paying co payments help with Medicaidnot having to cover as much just with having patients pay four to eightdollars.
Reference: Medicaid.gov Cost Sharing Out of Pocket Cost Retrieved from https://www.medicaid.gov/medicaid/cost-sharing/out-of-pocket-costs/index.html
Cost sharing Retrieved from https://www.medicaid.gov/medicaid/cost-sharing/index.html

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