Physiology homework help Reply to each discussion post (minimum 1-2 paragraphs each). Your responses to peers need to be substantive, with constructive suggestions, critique, or insights. You are expected to use in-text citations and list of references to support your posts
Reply to each discussion post 1-2 paragraphs. Your responses to peers need to be substantive, with constructive suggestions, critique, or insights. You are expected to use in-text citations and list of references to support your posts.
Latoya Withers (students name)
The Affordable Care Act, also known as ACA or “Obama Care”, was enacted in March 2010. There were three primary goals when ACA was put in place; To make affordable health insurance available for all Americans, to expand the Medicaid programs, and to support innovative medical care delivery(Healthcare.gov). The Affordable Care Act became a health Law, which means that our government thought healthcare was necessary. It was necessary for health insurance to be affordable and to provide quality treatment.
Initially Americans seemed excited to be able to have health insurance that they could afford and not have it attached to an employer. The advertisement of low cost was appealing. Some Americans even thought that this was free healthcare. While working as an Eligibility worker for my state Department of Human Resources(DHR), we provided food and financial help to low income households. Through daily interviews with clients, I learned that health insurance through the ACA Market place , was not so affordable for alot of families , and there were still alot of Americans dropping the insurance, and some still could afford to sign up for it. Average monthly premiums for and individual ranged from $200=$450. With minimum wage being around $8.00/hr in my state, that makes premiums not so affordable. also in the beginning , many clients stated that getting in touch with someone to sign up for insurance was difficult because of long phone hold times or no computer and internet access. While I do feel and agree that health insurance is very necessary, there are some needed improvements to the system, so that Americains can access and retain the health insurance. Education Americans on cost, coverage, and benefits will give a better understand of why health insurance is vital to living a healthy life. Without health insurance coverage, a serious accident or health issue can go without proper treatment and can rack up expensive medical bills. Health coverage is needed even for routine checkups , which help inform us of whats going on in our bodies , helping to make better health choices and creating a better way of living.
1995-2022 American Medical Association
Healthcare.gov.
Health Consequences of Uninsurance among Adults in the United States
Randolph Nyann (students name)
The national health insurance idea first came about when the American Association for Labor Legistration in 1915 tried to introduce a medical bill to some state legislature, according to Ramachandran (2010). Even though the Affordable Care Act of 2010 does not solve all heath inequality problems, it has been very important and reduced socioeconomic disparities in healthcare access (Griffith, 2017). Making healthcare affordable and accessible increased the number of Americans with coverage, supported research, funded community-based public health and prevetionn programs (eg. free mammogram screening etc.). The ACA begann reducing disparities, enhanced access to preventive care, lowered the nation’s health spending/cost and improved health outcomes.
The main aim of the Affordable Care Act (ACA) as the nation’s health reform enacted in 2010 was to reform both private and public health insurance system. The ACA provision, improved healthcare access for Americans in low-income household, people who were not college graduates, and the unemployed. In expansion states (provision in ACA called for expansion of Medicaid eligibility to cover more low-income Americans) the gap in insurance coverage between poor resident household ($25,000) and high income household ($75,000) fell by 46 percent between 2013 and 2015, while in nonexpansion states, coverage gap fell by 23 percent.
Some U.S. residents are without healthcare coverage beause of cost, incomplete insurance uptake such as unawareness of coverage options, complicated enrollment process, political attitude towards ACA and perceived low value of existing plans. Many people don’t have access to coverage through a job, and poor adults in states that did not expand medicaid remain ineligible for financial assistance for coverage. Undocumented immigrant are also residents who are not eligible for medicaid or marketplace coverage.
People without insurance have worse access to care. Studies indicate that uninsured are less likely than insured to receive care preventive care and services for major health or chronic conditions and face exhorbitant medical bills when they seek care (KFF, 2019) and have higher mortality rates. On the national level, health related productivity affect and reduce U.S. economic output.
Possible approaches to address and improve health inequities and population health may include extending medicare programme to uninsured adults aged 55 to 64 and eliminate two years wait before disabled people are qualified. Require all businesse to provide health benefits to all employees. States should revise the children’s health insurance programme to innclude adults on income 1.5 times the federal poverty line and children up to 3 times the treshold (Davis, 2007).
References
Griffith, K., Evans, L., &Bor, J. (2017). The Affordable Care Act reduced socioeconomic disparities in healthcare access. Health Affairs, 36(8), 1503-1510.-PDF Document.
Kaiser Family Foundation (2019). Status of state action on Medicaid decision Retrieved from http://www.kff.org/health-reform/state-indicator/state-activity-around-expandinng-medicaid-under-the-affordable-care-act//GoogleSholar.
Davis, K (2007). Uninsured in America: problems and possible solutions. BJM (clinnical research ed.), 334(7589): 346-348. http://doi.org/10.1136/bmj.39091.493588E .
